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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,855 | $56,894-56.3% | $84,753-70.7% | $62,881-60.5% |
| Participation rate | 92.6% | 68.5%+24.1pp | 76.6%+16.0pp | 69.3%+23.3pp |
| Annual return | -0.01% | 6.30%-6.3pp | 22.78%-22.8pp | 20.14%-20.2pp |
| Employer contribution / active EE | $4,380 | $2,400+82.5% | $3,574+22.5% | $2,281+92.0% |
| Participant deferral / active EE | $1,330 | $2,709-50.9% | $3,712-64.2% | $3,203-58.5% |
| Admin fee / account holder | $2,243 | $3,581-37.4% | $5,333-57.9% | $4,296-47.8% |