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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $377,001 | $167,353+125.3% | $143,797+162.2% | $134,545+180.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -15.74% | 0.48%-16.2pp | -0.04%-15.7pp | 418.37%-434.1pp |
| Employer contribution / active EE | $5,497 | $5,620-2.2% | $4,952+11.0% | $4,742+15.9% |
| Participant deferral / active EE | $5,955 | $6,447-7.6% | $5,638+5.6% | $6,401-7.0% |
| Admin fee / account holder | $1,622 | $18,096-91.0% | $14,679-88.9% | $11,431-85.8% |