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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $414,436 | $202,342+104.8% | $172,753+139.9% | $152,909+171.0% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 345.79% | 1029.88%-684.1pp | 803.00%-457.2pp | 345.46%+0.3pp |
| Employer contribution / active EE | $19,151 | $5,857+227.0% | $5,144+272.3% | $4,764+302.0% |
| Participant deferral / active EE | $9,371 | $5,948+57.6% | $5,198+80.3% | $5,851+60.2% |
| Admin fee / account holder | $1,473 | $17,112-91.4% | $13,956-89.4% | $11,601-87.3% |