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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 16-1450952 | Recordkeeping | $26,144 |
Service code 27 · EIN 46-5210986 | Advisory (Plan) | $20,881 |
CHARLES SCHWAB & CO., INC.4 years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,261 | $138,393-41.3% | $184,256-55.9% | $80,959+0.4% |
| Participation rate | 96.1% | 83.9%+12.2pp | 86.8%+9.3pp | 67.7%+28.4pp |
| Annual return | 11.65% | 20.01%-8.4pp | 28.85%-17.2pp | 35.67%-24.0pp |
| Employer contribution / active EE | $3,189 | $4,847-34.2% | $6,427-50.4% | $2,757+15.6% |
| Participant deferral / active EE | $6,468 | $7,076-8.6% | $9,133-29.2% | $4,300+50.4% |
| Admin fee / account holder | $534 | $10,489-94.9% | $13,899-96.2% | $6,925-92.3% |