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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,858 | $146,267-18.7% | $197,124-39.7% | $82,448+44.2% |
| Participation rate | 94.7% | 84.0%+10.7pp | 86.7%+8.0pp | 68.1%+26.7pp |
| Annual return | 13.04% | 29.61%-16.6pp | 44.34%-31.3pp | 41.64%-28.6pp |
| Employer contribution / active EE | $2,519 | $4,723-46.7% | $6,227-59.5% | $2,551-1.2% |
| Participant deferral / active EE | $5,778 | $7,035-17.9% | $9,135-36.7% | $4,139+39.6% |
| Admin fee / account holder | $11,245 | $14,422-22.0% | $16,298-31.0% | $7,234+55.4% |