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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,574 | $138,076-80.8% | $123,553-78.5% | $135,380-80.4% |
| Participation rate | 60.0% | 84.7%-24.7pp | 82.3%-22.3pp | 82.6%-22.6pp |
| Annual return | -15.27% | 153.70%-169.0pp | 119.21%-134.5pp | 519.81%-535.1pp |
| Employer contribution / active EE | $1,523 | $5,152-70.4% | $4,628-67.1% | $4,779-68.1% |
| Participant deferral / active EE | $5,371 | $6,800-21.0% | $6,426-16.4% | $5,609-4.2% |
| Admin fee / account holder | $250 | $10,917-97.7% | $9,284-97.3% | $10,828-97.7% |