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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,191 | $150,447-85.9% | $136,298-84.5% | $147,586-85.6% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 17.11% | 1049.15%-1032.0pp | 5156.27%-5139.2pp | 578.59%-561.5pp |
| Employer contribution / active EE | $2,577 | $5,256-51.0% | $4,696-45.1% | $4,876-47.2% |
| Participant deferral / active EE | $6,221 | $6,631-6.2% | $6,247-0.4% | $5,439+14.4% |
| Admin fee / account holder | $1,001 | $10,906-90.8% | $9,244-89.2% | $10,886-90.8% |