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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,380 | $61,356-48.9% | $149,696-79.0% | $71,511-56.1% |
| Participation rate | 72.8% | 62.5%+10.3pp | 78.8%-6.0pp | 67.9%+4.9pp |
| Annual return | 17.04% | 35.86%-18.8pp | 134.46%-117.4pp | 28.86%-11.8pp |
| Employer contribution / active EE | $1,218 | $2,382-48.8% | $4,821-74.7% | $2,589-52.9% |
| Participant deferral / active EE | $2,695 | $2,920-7.7% | $5,682-52.6% | $4,291-37.2% |
| Admin fee / account holder | $6,391 | $1,263+405.9% | $13,212-51.6% | $1,588+302.3% |