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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,191 | $91,198-70.2% | $178,503-84.8% | $79,856-66.0% |
| Participation rate | 79.0% | 69.2%+9.8pp | 81.9%-2.9pp | 69.6%+9.4pp |
| Annual return | 18.20% | 24.20%-6.0pp | 151.12%-132.9pp | 31.71%-13.5pp |
| Employer contribution / active EE | $1,255 | $3,257-61.5% | $5,011-75.0% | $2,471-49.2% |
| Participant deferral / active EE | $2,886 | $3,237-10.8% | $5,202-44.5% | $3,741-22.8% |
| Admin fee / account holder | $2,459 | $6,748-63.6% | $13,987-82.4% | $5,306-53.7% |