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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $455,912 | $157,304+189.8% | $141,197+222.9% | $152,909+198.2% |
| Participation rate | 93.3% | 84.8%+8.5pp | 82.5%+10.9pp | 82.5%+10.9pp |
| Annual return | 24.49% | 64.34%-39.9pp | 71.41%-46.9pp | 345.46%-321.0pp |
| Employer contribution / active EE | $20,412 | $5,263+287.9% | $4,736+331.0% | $4,764+328.5% |
| Participant deferral / active EE | $12,918 | $7,111+81.7% | $6,710+92.5% | $5,851+120.8% |
| Admin fee / account holder | $2,118 | $12,126-82.5% | $10,265-79.4% | $11,601-81.7% |