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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $327,405 | $138,076+137.1% | $123,553+165.0% | $135,380+141.8% |
| Participation rate | 94.1% | 84.7%+9.4pp | 82.3%+11.8pp | 82.6%+11.5pp |
| Annual return | -5.89% | 153.70%-159.6pp | 119.21%-125.1pp | 519.81%-525.7pp |
| Employer contribution / active EE | $16,491 | $5,152+220.1% | $4,628+256.3% | $4,779+245.1% |
| Participant deferral / active EE | $11,608 | $6,800+70.7% | $6,426+80.7% | $5,609+107.0% |
| Admin fee / account holder | $6,378 | $10,917-41.6% | $9,284-31.3% | $10,828-41.1% |