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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $589,367 | $154,228+282.1% | $145,433+305.3% | $137,256+329.4% |
| Participation rate | 95.2% | 83.8%+11.4pp | 82.1%+13.1pp | 80.0%+15.3pp |
| Annual return | 14.18% | 74.59%-60.4pp | 66.58%-52.4pp | 220.34%-206.2pp |
| Employer contribution / active EE | $21,682 | $4,804+351.3% | $4,554+376.1% | $4,156+421.7% |
| Participant deferral / active EE | $15,272 | $8,216+85.9% | $7,897+93.4% | $6,407+138.4% |
| Admin fee / account holder | $786 | $14,344-94.5% | $13,129-94.0% | $12,270-93.6% |