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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,954 | $148,623-43.5% | $135,974-38.3% | $139,466-39.8% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 14.61% | 79.30%-64.7pp | 68.30%-53.7pp | 373.66%-359.1pp |
| Employer contribution / active EE | $6,254 | $5,246+19.2% | $4,859+28.7% | $4,754+31.5% |
| Participant deferral / active EE | $12,064 | $8,103+48.9% | $7,760+55.5% | $6,712+79.7% |
| Admin fee / account holder | $6,250 | $12,406-49.6% | $10,767-42.0% | $11,409-45.2% |