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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,898 | $138,078-58.1% | $125,363-53.8% | $134,509-57.0% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -16.17% | 750.49%-766.7pp | 572.15%-588.3pp | 418.13%-434.3pp |
| Employer contribution / active EE | $9,997 | $5,245+90.6% | $4,815+107.6% | $4,741+110.9% |
| Participant deferral / active EE | $6,777 | $7,800-13.1% | $7,447-9.0% | $6,400+5.9% |
| Admin fee / account holder | $25,763 | $11,566+122.8% | $10,005+157.5% | $11,427+125.5% |