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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER4 years Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $705 |
ADP BROKER-DEALER4 years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Filed as: KESTRA INVESTMENT SERVICES Service code 49 4635 SOUTHWEST FREEWAY · HOUSTON, TX 77027 | Other Services | $0 |
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,654 | $47,922+12.0% | $75,901-29.3% | $65,185-17.7% |
| Participation rate | 73.0% | 63.0%+10.1pp | 69.3%+3.8pp | 70.2%+2.8pp |
| Annual return | 20.55% | 24.12%-3.6pp | 30.76%-10.2pp | 29.38%-8.8pp |
| Employer contribution / active EE | $859 | $1,557-44.9% | $2,501-65.7% | $2,177-60.6% |
| Participant deferral / active EE | $4,359 | $2,550+70.9% | $3,603+21.0% | $3,514+24.0% |
| Admin fee / account holder | $8 | $532-98.5% | $5,420-99.9% | $847-99.1% |