Retirement plan

DATA SPEECH COMPUTER SOLUTIONS, INC. 401(K) PLAN

Name: DATA SPEECH COMPUTER SOLUTIONS, INC. - DATA SPEECH COMPUTER SOLUTIONS, INC. 401(K) PLAN (2019) Form 5500
Creator: DATA SPEECH COMPUTER SOLUTIONS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, DATA SPEECH COMPUTER SOLUTIONS, INC. 401(K) PLAN, DATA SPEECH COMPUTER SOLUTIONS, INC.

DATA SPEECH COMPUTER SOLUTIONS, INC.EIN 81-0607172Plan #001PY 2019

4408 ROLAND SPRING DRIVE - BALTIMORE, MD 21210301-452-8386

Prospect flagsLow returnsLow participation

How to read this page

Total assets (EOY)

$376K

+33.6% from 2018

Total participants

+150.0% from 2018

Average account balance

$62,736

-33.2% from 2018

Annual return

0.00%

+10.81 pp from 2018

Benchmarks

See 119,329 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants<25

Cohort119,329 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$805K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$201K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$60K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$15K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+2.10%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Plan-level admin expenses are zero - fees are likely paid at the master-trust level rather than the individual plan.

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$62,736

$157,304-60.1%

$141,197-55.6%

$152,909-59.0%

Participation rate

55.6%

84.8%-29.3pp

82.5%-26.9pp

Annual return

0.00%

64.34%-64.3pp

71.41%-71.4pp

345.46%-345.5pp

Employer contribution / active EE

$2,629

$5,263-50.0%

$4,736-44.5%

$4,764-44.8%

Participant deferral / active EE

$4,071

$7,111-42.8%

$6,710-39.3%

$5,851-30.4%

Admin fee / account holder

-$5,719

$12,126-147.2%

$10,265-155.7%

$11,601-149.3%

DATA SPEECH COMPUTER SOLUTIONS, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

DATA SPEECH COMPUTER SOLUTIONS, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion