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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,413 | $82,674+138.8% | $125,363+57.5% | $68,495+188.2% |
| Participation rate | 92.0% | 75.0%+17.0pp | 82.4%+9.6pp | 67.9%+24.1pp |
| Annual return | -14.17% | -5.97%-8.2pp | 572.15%-586.3pp | -7.84%-6.3pp |
| Employer contribution / active EE | $10,999 | $3,382+225.3% | $4,815+128.5% | $2,596+323.6% |
| Participant deferral / active EE | $9,509 | $6,111+55.6% | $7,447+27.7% | $4,028+136.1% |
| Admin fee / account holder | $8,223 | $6,276+31.0% | $10,005-17.8% | $5,403+52.2% |