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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,388 | $112,131+84.1% | $95,964+115.1% | $158,982+29.8% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 13.61% | 171.19%-157.6pp | 91.64%-78.0pp | 302.99%-289.4pp |
| Employer contribution / active EE | $23,362 | $3,199+630.3% | $2,541+819.3% | $4,763+390.5% |
| Participant deferral / active EE | $10,832 | $4,784+126.4% | $4,167+160.0% | $5,983+81.0% |
| Admin fee / account holder | $39,102 | $10,136+285.8% | $6,797+475.3% | $11,252+247.5% |