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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,888 | $103,393+100.1% | $87,103+137.5% | $152,909+35.3% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.9%+23.1pp | 82.5%+17.5pp |
| Annual return | 24.37% | 28.10%-3.7pp | 28.19%-3.8pp | 345.46%-321.1pp |
| Employer contribution / active EE | $7,810 | $3,221+142.5% | $2,521+209.7% | $4,764+63.9% |
| Participant deferral / active EE | $10,536 | $4,778+120.5% | $4,049+160.2% | $5,851+80.1% |
| Admin fee / account holder | $4,416 | $12,195-63.8% | $7,491-41.1% | $11,601-61.9% |