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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $616,729 | $160,028+285.4% | $147,080+319.3% | $145,884+322.8% |
| Participation rate | 87.5% | 84.0%+3.5pp | 82.2%+5.3pp | 80.3%+7.2pp |
| Annual return | 17.67% | 98.60%-80.9pp | 420.17%-402.5pp | 551.85%-534.2pp |
| Employer contribution / active EE | $5,428 | $5,286+2.7% | $4,933+10.0% | $4,662+16.4% |
| Participant deferral / active EE | $11,425 | $8,422+35.7% | $8,066+41.6% | $6,690+70.8% |
| Admin fee / account holder | $4,382 | $15,030-70.8% | $12,989-66.3% | $13,392-67.3% |