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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $507,903 | $176,120+188.4% | $159,487+218.5% | $167,553+203.1% |
| Participation rate | 88.9% | 85.0%+3.9pp | 82.8%+6.1pp | 82.1%+6.8pp |
| Annual return | 18.77% | 331.95%-313.2pp | 263.71%-244.9pp | 478.89%-460.1pp |
| Employer contribution / active EE | $0 | $5,299-100.0% | $4,831-100.0% | $4,840-100.0% |
| Participant deferral / active EE | $10,466 | $7,752+35.0% | $7,354+42.3% | $6,343+65.0% |
| Admin fee / account holder | $2,348 | $12,561-81.3% | $10,804-78.3% | $12,316-80.9% |