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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,988 | $174,379-73.6% | $152,093-69.8% | $138,895-66.9% |
| Participation rate | 83.3% | 81.6%+1.7pp | 77.8%+5.6pp | 79.9%+3.4pp |
| Annual return | 8.67% | 74.86%-66.2pp | 66.36%-57.7pp | 145.39%-136.7pp |
| Employer contribution / active EE | $2,607 | $4,652-44.0% | $4,175-37.5% | $4,194-37.8% |
| Participant deferral / active EE | $3,503 | $6,159-43.1% | $5,451-35.7% | $6,396-45.2% |
| Admin fee / account holder | $8,697 | $16,880-48.5% | $14,497-40.0% | $12,562-30.8% |