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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,626 | $77,920-58.1% | $149,723-78.2% | $75,177-56.6% |
| Participation rate | 70.4% | 65.6%+4.8pp | 78.8%-8.4pp | 67.2%+3.2pp |
| Annual return | 20.70% | 31.72%-11.0pp | 134.50%-113.8pp | 160.75%-140.0pp |
| Employer contribution / active EE | $0 | $3,138-100.0% | $4,821-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $2,036 | $3,411-40.3% | $5,682-64.2% | $4,126-50.6% |
| Admin fee / account holder | $1,394 | $5,951-76.6% | $13,215-89.5% | $5,651-75.3% |