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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,209 | $85,171-79.8% | $172,753-90.0% | $72,976-76.4% |
| Participation rate | 90.7% | 70.1%+20.6pp | 82.6%+8.1pp | 69.5%+21.2pp |
| Annual return | 23.80% | 27.32%-3.5pp | 803.00%-779.2pp | 81.02%-57.2pp |
| Employer contribution / active EE | $0 | $3,324-100.0% | $5,144-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $3,241 | $3,260-0.6% | $5,198-37.6% | $3,608-10.2% |
| Admin fee / account holder | $2,680 | $5,880-54.4% | $13,956-80.8% | $5,124-47.7% |