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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $804,232 | $176,105+356.7% | $159,474+404.3% | $167,536+380.0% |
| Participation rate | 83.3% | 85.0%-1.6pp | 82.8%+0.5pp | 82.1%+1.2pp |
| Annual return | 9.48% | 331.91%-322.4pp | 263.68%-254.2pp | 478.82%-469.3pp |
| Employer contribution / active EE | $2,023 | $5,299-61.8% | $4,831-58.1% | $4,839-58.2% |
| Participant deferral / active EE | $4,783 | $7,751-38.3% | $7,353-34.9% | $6,342-24.6% |
| Admin fee / account holder | $234,868 | $12,559+1770.1% | $10,802+2074.2% | $12,315+1807.2% |