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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $725,028 | $157,304+360.9% | $141,197+413.5% | $152,909+374.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 13.83% | 64.34%-50.5pp | 71.41%-57.6pp | 345.46%-331.6pp |
| Employer contribution / active EE | $1,427 | $5,263-72.9% | $4,736-69.9% | $4,764-70.0% |
| Participant deferral / active EE | $5,629 | $7,111-20.8% | $6,710-16.1% | $5,851-3.8% |
| Admin fee / account holder | $234,880 | $12,126+1837.0% | $10,265+2188.2% | $11,601+1924.7% |