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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,814 | $107,941-46.4% | $91,994-37.2% | $152,909-62.2% |
| Participation rate | 87.5% | 81.2%+6.3pp | 78.6%+8.9pp | 82.5%+5.0pp |
| Annual return | 16.43% | 89.28%-72.9pp | 69.04%-52.6pp | 345.46%-329.0pp |
| Employer contribution / active EE | $0 | $4,212-100.0% | $3,453-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $7,912 | $6,366+24.3% | $5,924+33.6% | $5,851+35.2% |
| Admin fee / account holder | $5,096 | $10,521-51.6% | $7,744-34.2% | $11,601-56.1% |