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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,235 | $165,939-81.8% | $122,354-75.3% | $147,586-79.5% |
| Participation rate | 92.3% | 79.6%+12.7pp | 71.6%+20.7pp | 82.8%+9.5pp |
| Annual return | 13.41% | 34.56%-21.1pp | 30.28%-16.9pp | 578.59%-565.2pp |
| Employer contribution / active EE | $1,781 | $5,754-69.0% | $4,051-56.0% | $4,876-63.5% |
| Participant deferral / active EE | $5,037 | $4,005+25.8% | $3,287+53.2% | $5,439-7.4% |
| Admin fee / account holder | $381 | $7,425-94.9% | $5,479-93.1% | $10,886-96.5% |