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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,184 | $123,793-57.8% | $177,840-70.7% | $79,852-34.6% |
| Participation rate | 96.4% | 84.7%+11.7pp | 87.7%+8.7pp | 69.6%+26.7pp |
| Annual return | 21.15% | 22.82%-1.7pp | 48.32%-27.2pp | 31.72%-10.6pp |
| Employer contribution / active EE | $3,509 | $4,095-14.3% | $5,919-40.7% | $2,471+42.0% |
| Participant deferral / active EE | $2,615 | $5,956-56.1% | $7,714-66.1% | $3,740-30.1% |
| Admin fee / account holder | $1,519 | $7,243-79.0% | $12,431-87.8% | $5,306-71.4% |