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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,140 | $100,041-68.9% | $149,718-79.2% | $70,131-55.6% |
| Participation rate | 93.8% | 83.6%+10.2pp | 87.1%+6.7pp | 69.5%+24.2pp |
| Annual return | 17.81% | 27.43%-9.6pp | 1501.70%-1483.9pp | 73.14%-55.3pp |
| Employer contribution / active EE | $1,101 | $3,662-69.9% | $5,444-79.8% | $2,342-53.0% |
| Participant deferral / active EE | $2,191 | $4,983-56.0% | $6,568-66.6% | $3,332-34.2% |
| Admin fee / account holder | $736 | $8,286-91.1% | $11,283-93.5% | $4,645-84.2% |