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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,849 | $138,385-53.9% | $184,243-65.3% | $80,925-21.1% |
| Participation rate | 94.8% | 83.9%+10.9pp | 86.8%+8.0pp | 67.7%+27.1pp |
| Annual return | 11.02% | 20.02%-9.0pp | 28.82%-17.8pp | 35.65%-24.6pp |
| Employer contribution / active EE | $1,575 | $4,851-67.5% | $6,427-75.5% | $2,756-42.8% |
| Participant deferral / active EE | $3,598 | $7,075-49.1% | $9,132-60.6% | $4,299-16.3% |
| Admin fee / account holder | $19,439 | $10,489+85.3% | $13,914+39.7% | $6,940+180.1% |