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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,087 | $112,131-61.6% | $95,964-55.1% | $158,982-72.9% |
| Participation rate | 72.7% | 79.0%-6.3pp | 77.1%-4.4pp | 82.0%-9.2pp |
| Annual return | 10.76% | 171.19%-160.4pp | 91.64%-80.9pp | 302.99%-292.2pp |
| Employer contribution / active EE | $1,065 | $3,199-66.7% | $2,541-58.1% | $4,763-77.6% |
| Participant deferral / active EE | $2,597 | $4,784-45.7% | $4,167-37.7% | $5,983-56.6% |
| Admin fee / account holder | $1,312 | $10,136-87.1% | $6,797-80.7% | $11,252-88.3% |