Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,511 | $67,602-74.1% | $82,312-78.7% | $70,126-75.0% |
| Participation rate | 45.2% | 72.8%-27.6pp | 76.9%-31.7pp | 69.5%-24.4pp |
| Annual return | 22.51% | 21.57%+0.9pp | 25.88%-3.4pp | 73.15%-50.6pp |
| Employer contribution / active EE | $1,453 | $1,755-17.2% | $2,428-40.2% | $2,343-38.0% |
| Participant deferral / active EE | $2,136 | $2,987-28.5% | $3,706-42.4% | $3,332-35.9% |
| Admin fee / account holder | $566 | $4,512-87.5% | $5,608-89.9% | $4,645-87.8% |