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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,126 | $85,171-28.2% | $172,752-64.6% | $72,975-16.2% |
| Participation rate | 76.9% | 70.1%+6.9pp | 82.6%-5.7pp | 69.5%+7.4pp |
| Annual return | 20.50% | 27.32%-6.8pp | 802.97%-782.5pp | 81.01%-60.5pp |
| Employer contribution / active EE | $5,028 | $3,324+51.3% | $5,144-2.3% | $2,440+106.0% |
| Participant deferral / active EE | $5,107 | $3,260+56.7% | $5,198-1.7% | $3,608+41.6% |
| Admin fee / account holder | $1,127 | $5,880-80.8% | $13,955-91.9% | $5,124-78.0% |