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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,333 | $75,962-48.2% | $154,108-74.5% | $64,173-38.7% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -10.98% | 30.32%-41.3pp | 735.21%-746.2pp | 7.63%-18.6pp |
| Employer contribution / active EE | $4,594 | $3,350+37.1% | $5,298-13.3% | $2,381+93.0% |
| Participant deferral / active EE | $4,716 | $3,175+48.6% | $5,081-7.2% | $3,470+35.9% |
| Admin fee / account holder | $5,487 | $5,589-1.8% | $13,411-59.1% | $4,887+12.3% |