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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,307 | $92,684-13.4% | $82,706-2.9% | $134,509-40.3% |
| Participation rate | 90.0% | 75.2%+14.8pp | 72.6%+17.4pp | 81.2%+8.8pp |
| Annual return | -21.71% | 945.84%-967.5pp | 701.76%-723.5pp | 418.13%-439.8pp |
| Employer contribution / active EE | $2,098 | $3,272-35.9% | $3,007-30.3% | $4,741-55.7% |
| Participant deferral / active EE | $3,642 | $4,800-24.1% | $4,394-17.1% | $6,400-43.1% |
| Admin fee / account holder | $2,663 | $5,982-55.5% | $5,329-50.0% | $11,427-76.7% |