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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,307 | $92,743-13.4% | $82,744-2.9% | $134,532-40.3% |
| Participation rate | 90.0% | 75.2%+14.8pp | 72.6%+17.4pp | 81.2%+8.8pp |
| Annual return | -21.71% | 946.63%-968.3pp | 702.22%-723.9pp | 418.27%-440.0pp |
| Employer contribution / active EE | $2,098 | $3,273-35.9% | $3,008-30.3% | $4,741-55.8% |
| Participant deferral / active EE | $3,642 | $4,802-24.2% | $4,395-17.1% | $6,401-43.1% |
| Admin fee / account holder | $2,663 | $5,977-55.4% | $5,325-50.0% | $11,429-76.7% |