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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,190 | $56,134-67.6% | $96,171-81.1% | $85,847-78.8% |
| Participation rate | 27.8% | 56.7%-28.9pp | 68.4%-40.7pp | 69.3%-41.5pp |
| Annual return | 17.87% | 42.30%-24.4pp | 192.04%-174.2pp | 318.61%-300.7pp |
| Employer contribution / active EE | $0 | $1,620-100.0% | $2,799-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $2,070 | $2,858-27.6% | $4,350-52.4% | $3,952-47.6% |
| Admin fee / account holder | $109 | $3,769-97.1% | $5,538-98.0% | $6,261-98.3% |