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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,026 | $96,388-0.4% | $80,627+19.1% | $139,466-31.1% |
| Participation rate | 50.0% | 73.6%-23.6pp | 67.0%-17.0pp | 80.3%-30.3pp |
| Annual return | 12.17% | 1352.08%-1339.9pp | 936.76%-924.6pp | 373.66%-361.5pp |
| Employer contribution / active EE | $9,082 | $3,260+178.6% | $2,723+233.6% | $4,754+91.0% |
| Participant deferral / active EE | $7,132 | $5,224+36.5% | $4,443+60.5% | $6,712+6.3% |
| Admin fee / account holder | $126 | $6,603-98.1% | $5,381-97.7% | $11,409-98.9% |