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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,617 | $138,078+31.5% | $125,363+44.9% | $134,509+35.0% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -30.97% | 750.49%-781.5pp | 572.15%-603.1pp | 418.13%-449.1pp |
| Employer contribution / active EE | $11,747 | $5,245+124.0% | $4,815+144.0% | $4,741+147.8% |
| Participant deferral / active EE | $11,097 | $7,800+42.3% | $7,447+49.0% | $6,400+73.4% |
| Admin fee / account holder | $40,000 | $11,566+245.9% | $10,005+299.8% | $11,427+250.1% |