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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,996 | $176,077+42.0% | $159,455+56.8% | $167,518+49.2% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 23.29% | 331.83%-308.5pp | 263.63%-240.3pp | 478.71%-455.4pp |
| Employer contribution / active EE | $18,989 | $5,298+258.4% | $4,830+293.1% | $4,838+292.5% |
| Participant deferral / active EE | $9,504 | $7,751+22.6% | $7,353+29.3% | $6,342+49.9% |
| Admin fee / account holder | $1,640 | $12,556-86.9% | $10,800-84.8% | $12,312-86.7% |