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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,407 | $60,119-37.8% | $90,430-58.6% | $79,858-53.2% |
| Participation rate | 97.4% | 65.0%+32.4pp | 72.7%+24.7pp | 69.6%+27.7pp |
| Annual return | 7.77% | 71.94%-64.2pp | 1293.73%-1286.0pp | 31.72%-24.0pp |
| Employer contribution / active EE | $2,033 | $2,068-1.7% | $3,262-37.7% | $2,471-17.7% |
| Participant deferral / active EE | $5,058 | $2,938+72.2% | $3,963+27.6% | $3,740+35.2% |
| Admin fee / account holder | $24,496 | $3,976+516.1% | $5,613+336.4% | $5,306+361.7% |