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| Provider | Service type | Compensation |
|---|---|---|
RBC WEALTH MANAGEMENT3 years Service code 26 1918 8TH AVE · SEATTLE, WA 981011214 | Advisory (Participants) | $36,516 |
Filed as: MERRILL LYNCH Service code 19 · EIN 13-5674085 | Securities Custodian | $19,421 |
MATRIX TRUST COMPANY2 years Service code 19 2800 NORTH CENTRAL AVE · PHOENIX, AZ 85004 | Securities Custodian | $16,567 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,734 | $52,967+148.7% | $172,753-23.7% | $65,186+102.1% |
| Participation rate | 98.6% | 66.2%+32.4pp | 82.6%+15.9pp | 70.2%+28.4pp |
| Annual return | 19.27% | 30.12%-10.9pp | 803.00%-783.7pp | 29.39%-10.1pp |
| Employer contribution / active EE | $6,830 | $2,190+211.8% | $5,144+32.8% | $2,177+213.8% |
| Participant deferral / active EE | $4,314 | $2,471+74.6% | $5,198-17.0% | $3,514+22.8% |
| Admin fee / account holder | $493 | $472+4.5% | $13,956-96.5% | $847-41.8% |