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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,662 | $60,128+72.4% | $90,440+14.6% | $79,852+29.8% |
| Participation rate | 52.6% | 65.0%-12.4pp | 72.7%-20.1pp | 69.6%-17.0pp |
| Annual return | 20.04% | 71.95%-51.9pp | 1294.38%-1274.3pp | 31.72%-11.7pp |
| Employer contribution / active EE | $1,964 | $2,068-5.0% | $3,263-39.8% | $2,471-20.5% |
| Participant deferral / active EE | $2,985 | $2,939+1.6% | $3,964-24.7% | $3,740-20.2% |
| Admin fee / account holder | $4,407 | $3,977+10.8% | $5,615-21.5% | $5,306-16.9% |