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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,876 | $53,128+54.1% | $86,582-5.4% | $70,126+16.8% |
| Participation rate | 76.0% | 65.3%+10.7pp | 73.5%+2.5pp | 69.5%+6.5pp |
| Annual return | 20.65% | 27.66%-7.0pp | 965.08%-944.4pp | 73.15%-52.5pp |
| Employer contribution / active EE | $2,436 | $2,068+17.8% | $2,839-14.2% | $2,343+4.0% |
| Participant deferral / active EE | $3,774 | $2,695+40.0% | $3,609+4.6% | $3,332+13.3% |
| Admin fee / account holder | $9,593 | $3,584+167.7% | $4,904+95.6% | $4,645+106.5% |