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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,599 | $129,737-27.1% | $119,126-20.6% | $154,746-38.9% |
| Participation rate | 66.7% | 78.9%-12.2pp | 75.8%-9.1pp | 80.7%-14.0pp |
| Annual return | 16.18% | 379.08%-362.9pp | 282.11%-265.9pp | 172.34%-156.2pp |
| Employer contribution / active EE | $16,282 | $4,375+272.2% | $4,034+303.7% | $4,379+271.8% |
| Participant deferral / active EE | $9,194 | $5,842+57.4% | $5,318+72.9% | $6,730+36.6% |
| Admin fee / account holder | $317,156 | $11,961+2551.6% | $10,693+2866.0% | $14,365+2107.8% |