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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,845 | $115,814+107.1% | $101,275+136.8% | $158,982+50.9% |
| Participation rate | 92.9% | 79.4%+13.5pp | 75.8%+17.0pp | 82.0%+10.9pp |
| Annual return | 11.65% | 56.16%-44.5pp | 46.48%-34.8pp | 302.99%-291.3pp |
| Employer contribution / active EE | $8,414 | $4,176+101.5% | $3,660+129.9% | $4,763+76.7% |
| Participant deferral / active EE | $7,281 | $4,958+46.9% | $4,371+66.6% | $5,983+21.7% |
| Admin fee / account holder | $631 | $7,249-91.3% | $5,948-89.4% | $11,252-94.4% |