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Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,585 | $45,343-8.3% | $150,298-72.3% | $67,986-38.8% |
| Participation rate | 77.9% | 51.9%+26.0pp | 77.8%+0.1pp | 57.2%+20.7pp |
| Annual return | 13.86% | 33.28%-19.4pp | 62.79%-48.9pp | 31.67%-17.8pp |
| Employer contribution / active EE | $4,718 | $1,462+222.7% | $4,154+13.6% | $2,019+133.7% |
| Participant deferral / active EE | $5,864 | $2,055+185.4% | $5,453+7.5% | $3,358+74.6% |
| Admin fee / account holder | $217 | $2,250-90.4% | $14,116-98.5% | $3,203-93.2% |