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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,505 | $76,551+73.1% | $123,894+7.0% | $62,881+110.7% |
| Participation rate | 100.0% | 73.0%+27.0pp | 81.4%+18.6pp | 69.3%+30.7pp |
| Annual return | 5.48% | 18.68%-13.2pp | 47.52%-42.0pp | 20.14%-14.7pp |
| Employer contribution / active EE | $9,283 | $2,882+222.0% | $4,617+101.1% | $2,281+307.0% |
| Participant deferral / active EE | $1,715 | $4,840-64.6% | $5,984-71.3% | $3,203-46.5% |
| Admin fee / account holder | $2,590 | $4,826-46.3% | $8,357-69.0% | $4,296-39.7% |