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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,182 | $51,708+14.5% | $106,619-44.5% | $62,881-5.9% |
| Participation rate | 100.0% | 66.9%+33.1pp | 78.0%+22.0pp | 69.3%+30.7pp |
| Annual return | 8.59% | 4.69%+3.9pp | 9.42%-0.8pp | 20.14%-11.6pp |
| Employer contribution / active EE | $5,167 | $1,764+193.0% | $3,947+30.9% | $2,281+126.5% |
| Participant deferral / active EE | $4,423 | $2,315+91.0% | $3,930+12.5% | $3,203+38.1% |
| Admin fee / account holder | $3,564 | $3,349+6.4% | $6,418-44.5% | $4,296-17.0% |