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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,747 | $112,131-16.4% | $95,964-2.3% | $158,982-41.0% |
| Participation rate | 85.7% | 79.0%+6.7pp | 77.1%+8.6pp | 82.0%+3.7pp |
| Annual return | 22.29% | 171.19%-148.9pp | 91.64%-69.3pp | 302.99%-280.7pp |
| Employer contribution / active EE | $636 | $3,199-80.1% | $2,541-75.0% | $4,763-86.6% |
| Participant deferral / active EE | $3,536 | $4,784-26.1% | $4,167-15.1% | $5,983-40.9% |
| Admin fee / account holder | $2,799 | $10,136-72.4% | $6,797-58.8% | $11,252-75.1% |