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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,357 | $73,863+12.9% | $143,797-42.0% | $68,490+21.7% |
| Participation rate | 100.0% | 66.7%+33.3pp | 80.3%+19.7pp | 67.9%+32.1pp |
| Annual return | -20.23% | 0.91%-21.1pp | -0.04%-20.2pp | -7.85%-12.4pp |
| Employer contribution / active EE | $8,443 | $3,185+165.1% | $4,952+70.5% | $2,597+225.1% |
| Participant deferral / active EE | $8,256 | $3,385+143.9% | $5,638+46.4% | $4,028+105.0% |
| Admin fee / account holder | $4,464 | $5,756-22.5% | $14,679-69.6% | $5,403-17.4% |